The gap
Why debt, and why now
Debt stress follows people to work: the collector who calls during a shift, the wage garnishment that lands on payroll's desk, the employee too anxious to focus. Most benefits stacks have nothing for that moment. Detta gives employees the tools to handle it themselves: understand their rights, generate the letters, make a plan, and track it through, all in plain English.
Self-help, not settlement
Employees resolve debt themselves with guided tools. Detta never holds their money and never contacts their creditors. Not a law firm, debt-settlement company, or credit-counseling agency.
Attorney-reviewed guidance
Built by founders who practice consumer-protection law. Every guide and template is reviewed for accuracy, with sources employees can check.
Made for the hard moments
Validation letters, negotiation planning, statute-of-limitations awareness, lawsuit deadlines: the acute problems, not just budgeting basics.
The privacy line is absolute
Employers never see any employee's debts, documents, balances, or activity. Ever. Financial stress is private, and a benefit only works if your people trust it. That is a design decision, not a policy preference.
Partnerships
For benefits platforms, PEOs, and brokers
If you build or distribute benefits (platforms, PEOs, brokers, consultants), Detta adds a differentiated, high-need offering to your lineup. We are pre-launch and selecting a small group of launch partners to shape the employer offering with us: early access, direct line to the founding team, and input on how the benefit rolls out.
Talk to the founders
Tell us a little about your organization and we'll reply directly. No pitch decks required.
Questions
Common questions
Can we see employee activity or debts?
No. Never. Employers get a benefit their people trust precisely because you can't look inside it.
Is this debt settlement or credit counseling?
Neither. Detta is self-help software: employees resolve debt themselves with attorney-reviewed tools. We never hold money or contact creditors.
What does it cost?
We're selecting launch partners now and shaping employer pricing with them. Start the conversation above.
When can we roll it out?
Detta is pre-launch with an active consumer waitlist. Launch partners get first access as we open up.